Every won job is on site to December and the receipts follow a month or two behind, the last St George’s Park payment landing in February. We collect at month end plus 30 and pay at month end plus 60, so the account holds while the work runs. November is the heavy month out, with the cost of the autumn’s work and £12,100 of corporation tax.
Only 6 Staveley Road is still paying in March, and April brings the last two Tetley Hall retentions. Against that the supplier bills for the winter are still being settled, and a £65,000 corporation tax payment lands in April, part covered by a VAT repayment.
Nothing is won that pays in these months, so nothing comes in. The account carries only the fixed monthly cost of keeping the business open, and there is no project income to meet it.
| Payments | Twelve months | Share |
|---|
| Project | Income received | Payments out | Net into the account | Last receipt |
|---|
Expected in September from work already done
| From | Amount |
|---|
Retentions
| Retention | Amount | Due | Status |
|---|
None of this is in the base forecast. Craigens and Ousegate are priced but not won, and are shown at the workbook value, unweighted. The Staveley line is the rest of the 2025 advance, earned as the remaining days are worked.
| Income | Costs | Net cash | First receipt |
|---|
If work that starts in January is not won by the end of October, we move to a survival plan. The plan and its start date are both decided at that review.
Figures are the September 2026 cash flow workbook, opening on the bank balance at 1 September 2026. The workbook holds the Staveley line, Craigens and Ousegate as separate rows outside its totals; this page adds each one only when its switch is on. Costs settle at month end plus 60 days and income at month end plus 30, Tetley Hall excepted at plus 60.