Management performance report  ·  April 2026

April 2026 performance

Month one of FY2026/27, and a profitable one. Prepared 26 August 2026 on the job costed basis: every repair, install and estate agent job carries the materials and subcontract labour it consumed. All figures exclude VAT.

Operating result
£928
the year opens in profit
Contribution vs the bar
£6,469
£432 clear of the £6,037 monthly bar
Frank contribution
£3,451
just over half of everything earned
Installs
£2,005
two jobs at 33.9% between them
The verdict

April returned an operating profit of £927.92 and cleared the monthly bar by £431.54. Two installs and a strong month from Frank carried it.

The month is flattered in one respect and understated in another. £666.08 of van stock was bought in April, far more than any month since, which is stocking up rather than consumption and is why Frank’s repairs read 45.2% here against 91.7% in July. Against that, £338.97 of cost sits on work not yet invoiced, most of it the Jorissen thermostat.

Turnover of £16,954.54 is 25.7% below last April. The business is smaller than a year ago and profitable anyway, which is the cost base doing its job rather than the top line.

Prepared 26 August 2026 on the job costed basis
This report restates April 2026 on the basis agreed on 25 August and first used for July: every repair, install and estate agent job carries the materials and subcontract labour it consumed, repairs are split by who delivered them, and van stock is charged to the repairs that used it. It supersedes anything previously issued for this month. The underlying dataset is ghc-source-data.json in this folder.
1

Frank

Frank’s four books, each scored on its own against what he costs to employ and run. Agent revenue is gross, with the agency fee shown beneath the book below.

Gas Care
£2,182.18
96.8%  ·  the plan book
Gas Care Annual£1,140.00
Gas Care Monthly£1,113.23
Parts and call outs(£71.05)
Servicing
£2,744.18
95.7%  ·  boiler and gas appliance work
Service revenue£2,866.68
Parts(£122.50)
Estate agents
£2,727.24
99.2%  ·  four agents, before fees
Agent revenue, gross£2,748.69
Agency feesnot split
Parts and subcontract labour(£21.45)
Repairs and call outs
£610.04
45.2%  ·  nine jobs he did himself
Repair and call out sales£1,350.40
Parts(£74.28)
Van stock(£666.08)
What the four books earned
£8,263.64
on £9,219.00 of revenue
Estate agents£2,727.24
Gas Care£2,182.18
Servicing£2,744.18
Repairs and call outs£610.04
What Frank costs to run
(£4,812.98)
salary, van, fees and van stock
Cost to employer(£4,051.85)
Vehicle hire and fuel(£390.00)
Agency fees and van stock, unsplit(£371.13)
Frank, contribution
£3,450.66
covers his cost 1.72 times over
Cover on his own cost1.72×
Share of the £6,037 bar57.2%

Frank’s cost to run is £4,812.98: £4,051.85 to employer, £390.00 of vehicle hire and fuel, and £371.13 of agency fees and van stock that April to June do not split out.

Estate agents at 99.2% and servicing at 95.7% are the two books doing the work. His own repairs look weak at 45.2%, but that is the van stock: before it they run at 94.5%, and £666.08 of stock bought in one month is not one month’s consumption.

The estate agent bookApril to April, gross of agency fees
AgentApr £
Manning Stainton£845.00
Redbrick£1,027.00
Myrings£791.69
Linley and Simpson£85.00
Agent revenue£2,748.69
Parts and subcontract labour(£21.45)
Before agency fees  ·  99.2%£2,727.24

Manning Stainton and Redbrick are the bulk of it and neither needed a subcontractor in April. Only £21.45 of parts attaches to the whole book, a single Screwfix pressure relief valve for Myrings.

Not yet available
April to June agency fees are not split from van stock in any source held, so the estate agent book is stated before fees and the combined amount sits in what Frank costs to run. Job counts by line and workable days for April are also not yet available, so the activity metrics that normally sit here are absent.
2

Subcontracted repairs and services

April’s repairs delivered by a subcontractor, on the sales invoice date, each carrying the labour and parts that job consumed. Repairs Frank carried out himself are in his scorecard in section 1. Install labour and materials are in section 3.

Jon GrahamNicky(18.9%)
(£76.45)
Sale £404.46Cost £480.91
Subcontract labourParts Gross profit
April, one job
(£76.45)
(18.9%) on £404.46 of sales
Subcontract labour(£100.00)
Parts(£380.91)
The year to date
(£76.45)
(18.9%) on £404.46 of sales
April, one job(£76.45)
The jobs that lost money
(£76.45)
each priced as a call out, then subcontracted
Jon Graham, April(£76.45)

The only subcontracted repair in April lost money. Jon Graham was billed £404.46 across a call out and a pump replacement, and cost £480.91: £100.00 of Nicky’s time and £380.91 of Vaillant parts.

It is the pattern that repeats all year. A job quoted as a call out cannot absorb a subcontractor’s day and the parts on top.

3

Subcontracted installs

Each install carries its own materials and subcontract days whatever month they were bought, and each bar is the contract value split into labour, materials and margin.

Ash Nicholson
INV-3053  ·  8 April 2026
50% final invoice on a £3,340.00 contract
34.1%
£1,139.53
Gross profit
Contract value£3,340.00
Subcontract labour Marcus 1 day, Nicky 1 day(£530.00)
Materials(£1,670.47)
Gross profit per day 2 days£569.76
Mr Whaley
INV-3119  ·  27 April 2026
Gas boiler installation  ·  quote GHC-9798
33.6%
£865.70
Gross profit
Contract value£2,575.00
Subcontract labour Aidan 1 day, Nicky half a day(£375.00)
Materials(£1,334.30)
Gross profit per day 1.5 days£577.13

Both April installs landed within half a point of each other, 34.1% and 33.6%, which is the shape a well priced install should have.

Ash Nicholson is shown at its full £3,340.00 contract though only the closing 50% was invoiced in April; the cost follows the job, so the margin is the whole job’s margin. Mr Whaley carries £375.00 of recharged labour against £830.00 the job sheet modelled, and the April recharge of £1,020.00 reconciles line for line with no more Whaley time in it.

Every install this yearranked by margin
Ash Nicholson April 34.1%£1,139.53
Mr Whaley April 33.6%£865.70
Two installs £5,915.00 33.9%£2,005.23
4

Store and underfloor

Secondary revenue: the Heat and Plumb store and underfloor heating. Neither is work GHC undertakes itself, so neither carries labour.

 April £
Secondary revenue£1,184.55
Parts(£196.07)
Contribution  ·  83.4%£988.48

£1,184.55 of store and underfloor revenue at 83.4%, earned without GHC delivering the work.

5

Turnover and gross profit against the target

Each month has to clear £6,037.27 of contribution: the real overhead plus the £320 a month of operating profit the year needs.

How the bar is struck
Overheads run £5,717.27 across April and May, the two fully posted months, measured on a cost to employer basis with Frank in direct costs and Rachel and Sarah in overheads. Adding the £320 a month of operating profit the year needs gives a bar of £6,037.27 of contribution a month. This replaces the earlier £4,820 line, which assumed overheads of about £4,500 and understated the cost base by roughly a third.
MonthContribution £Bar £Against the bar £
April 2026£6,468.81£6,037.27£431.54
April average£6,468.81£6,037.27£431.54
Monthly contribution against the £6,037 bar, FY2026/27 to date
Flame red bars are contribution from all trading blocks before overheads. The amber dashed line is the £6,037 bar, the fainter line the £5,717 of overhead alone. Ex VAT.
Contribution this year £6,037 bar £5,717 overheads

April is one of only two months this year to clear the bar.

Turnover, for contextno target line
Monthly turnover including installs, FY2025/26 actual and FY2026/27 to date
Grey bars are last year, flame red this year so far, both including install work. No target line, because turnover is not the goal. Ex VAT.
FY2025/26 last year FY2026/27 to date

£16,954.54 against £22,829.42 last April. Last year opened heavily and this year has not.

6

Running costs and the operating result

Overheads are administrative costs plus Rachel and Sarah at cost to employer. Estate agent fees are not here; they sit in section 1 against the revenue they relate to.

▶Full breakdown of overheads£5,540.89 in April
LineApr £
Rachel Bishop, cost to employer£1,868.85
Sarah Zera, cost to employer£1,344.66
WarmFloors recharge for Sarah£0.00
Rent£675.00
IT software and consumables£505.58
Insurance£259.50
Subscriptions£91.40
Telephone and internet£142.11
Vehicle, one off garage work£65.47
Bank fees£88.55
Audit and accountancy fees£297.00
Advertising, marketing and events£112.00
Payment fees£35.76
Postage, freight and courier£49.85
Charitable donations£0.00
General expenses£5.16
Overheads£5,540.89

People are at their April cost. Rent, insurance, IT, subscriptions and telephone are the fixed monthly amounts. Vehicle here is £65.47 of garage work only; the £390.00 of hire and fuel is charged to Frank in section 1.

April overheads
£5,541
the lightest month of the year so far
Ahead of the year to date target
£608
a profit of £928 against £320 wanted

Against the £3,840 annual target the pro rata expectation after one month is £320. April made £927.92, so the year opens £607.92 ahead.

7

Outlook and the task from here

April is the proof that the cost base is coverable. It needed two installs and an unusually clean month on the agent book to do it.

The risk it does not show is repeat business. One subcontracted repair, and that one lost money.

Open items
The April to June agency fee split, so the estate agent book can be stated after fees rather than before them. The £278.97 Honeywell Sundial programmer bought for Christian Jorissen on 7 April and never billed to him. Mr Whaley’s two unrecharged Nicky days and the £25.00 on Ash Nicholson that the job sheet and the ledger disagree on. Job counts by line and workable days, so the activity metrics in section 1 can be completed. And whether £390.00 remains the right monthly figure for vehicle hire and fuel.
Management report  ·  April 2026  ·  all figures exclude VAT